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[转]人民日报三问房价会不会降 农民买不买账?
2016-02-24

Since February 22, in addition to Beijing, Shanghai, guangzhou and other first-tier cities, more city real estate trading link the deed tax, business tax levy will generally lower.Plus the lower proportion of payments, increased housing provident fund deposit interest rate policy, sent a government initiative to promote real estate around the world to inventory strong signal.


According to rough statistics, so far, more than 130 cities have come to stock the New Deal.What is the main content of the New Deal?How is the effect?


1 q


What are around to inventory combination


Come around to inventory policy is mainly divided into five classes.


First, the public accumulation fund for housing construction has become an important tool to inventory around, more accumulation fund loan ratio of more than 50%., according to sichuan provincial department of live built 2015 provident fund loans for the year commercial housing sales accounted for a quarter share in sichuan province, to dissolve the inventories contributed one-third share.


Promote foreign loan, the loan amount, extend the loan fixed number of year, relaxing around accumulation fund of extraction conditions has become the new "standard".Such as jiangxi, gansu province has to carry out the province "integration" of accumulation fund loan policy, actively promote foreign purchases.More provinces also said it will expand the coverage of housing accumulation fund, such as to stable employment in cities and towns in sichuan province to promote the public accumulation fund for housing construction this year new citizens covered, hubei has explored in the villages and towns to establish and perfect the system of housing accumulation fund, etc.


Second, much of the government to reduce tax, deed tax subsidies to reduce the financial burden on home buyers.


Recently, gansu province in the transfer of housing fees by 33% overall, jiangxi comprehensive cleaning the administrative fees in the process of real estate development.And province introduced for commercial housing transaction deed tax subsidies and other measures.As in ningxia, the residents to buy housing transaction deed tax rate exceeds 1% of the part by local financial subsidies;Xinjiang by commercial individual housing loan interest rate of accumulation fund loan interest rate, determine the fixed number of year of the subsidies, balance of subsidies by the government finance.


Nanchang city in jiangxi province has officially issued documents, cut down the real estate development enterprise tax gross margin unfinished products.According to nanchang tax department estimates, nanchang in 2016 is expected to land tax and national tax department about reduce the corporate income tax 600 million yuan and 200 million yuan respectively, will benefit more than 400 home real estate development enterprises.


Third, to speed up the urbanization of migrant workers, encourage conditional migrant workers to buy a house is also important measures.At present, shanxi, shandong, gansu provinces has clear policies to encourage guide farmers into the city.Such as shandong, fees deed tax subsidies for farmers into the city to buy credits, discount loans, property fee subsidy policy, in order to make it a long-term and stable housing consumer groups.


Fourth, many places use turn shantytowns into new housing areas, and monetized resettlement, government buy commercial housing policy to solve real estate stocks.Such as gansu plan this year 46000 units 33000 units from stock repurchase in the commodity house, fujian provinces made it clear that no longer new public housing.


In addition, shanxi, guangxi, anhui and other provinces have monetized resettlement as an important channel of PengGai, such as guangxi monetized resettlement help digestion of commercial housing stock accounts for about 15% of the total sales area.Anhui provinces built hall requirement, ensure the monetized resettlement is not lower than 50%, shanxi is the commercial housing inventory larger city to reach more than 80%.Henan new policies to explore "rental simultaneously", provisions of public housing tenant object rent after a certain period of years, in conformity with the provisions can choose to apply for the tenanted by direct purchase public housing.


Fifth, implement the reform of the housing supply side.Shandong and ningxia tourism enterprises will be encouraged to use the stock development, pension, entrepreneurship, such as real estate, to develop diversified.Such as shandong, hainan and other provinces have been exploring will empty seaview room, mountain view room into a timeshare vacation hotel, endowment health property, household type short rent guest house hold type property;Transform the qualified non-residential inventory for primary and secondary schools and kindergartens, electric commercial housing, urban industrial real estate, etc.


In view of the real estate stock larger areas, the government also allows the development enterprise modify town planning related content, will have to supply but undeveloped land for housing or a commercial business, adjusted for cross-border property or land for emerging industries.


2 q


The farmers to buy up


Reporters visited anhui, henan, guangxi and other places in the sector, found that the current three or four line city to inventory pressure, some areas to cycle for more than 30 months.Henan province housing and urban and rural construction department of the chief engineer xue-jun li said: "the county city biggest inventory pressure, followed by municipalities."


Around the launch of the subsidy policy to a certain extent, to stimulate the housing demand.Reporter in wuyang county, henan province, the survey found calculate by sales in 2015, the county housing to the period of 4.6 years.In June 2015, wuyang county began subsidising farmers into the city policy, farmers into town to buy a house first suite for below 144 square meters per square metre 100 yuan subsidy, newly-married family enjoy every square metre 200 yuan subsidies that buy a house.At present, the first two batches of 73 suites subsidies have been issued in place, a total of subsidies of 990000 yuan, the third batch of report has more than 50 sets, presents the tendency of increase gradually."A lot of farmers are blunt subsidies to."ZangChong wuyang fortune real estate co., LTD., vice general manager, said during the Spring Festival has sold more than 40 sets of this year, close to last year's sales.


High housing prices are still the most important factor affecting the farmers to buy.Xu Xingzhu, 37, is one of the masons, from home to the provincial capital hefei for four years, but there has been no purchase, "although there are tens of thousands of yuan savings, also saw some away from the house of the city centre, can hold tens of down payment, or is beyond the scope of my abilities."


In addition to awe high house prices, farmers surveyed said that buy a house also worry about three problems: one is whether to enjoy the local citizen's public services and resources?Second, the hometown of land and housing land?3 it is to have a stable income?


Guangxi academy of social sciences researcher at the institute of sociology, luo ga think farmers into town to buy a house become a "new citizens", is not only the economic problem, is also a social problem.Farmers' purchase intention by jobs, their children to school, public services, health care, etc. The influence of multiple supporting policies.Long-term implementation of the household registration and land policy at the same time, made many farmers to give up the desire to the town settle, they prefer to work who accumulate wealth since used to built in the village homes.

3 q


Real estate chamber of commerce actively reduce the price


For buyers concerned about housing prices, ZangChong the personage inside course of study thinks, such as, for the moment, the third and fourth tier cities is steady price strategy of real estate developers generally adopted.Affected by the factors such as cost, unlikely common slashed prices in the short term.


"There are no price reduction measures."A large real estate enterprises in guangxi, think, head of real estate sales prices is unlikely.For real estate developers, the price is just temporary, not a long-term solution.Unless the land cost and the cost of other taxes and fees can be down, or reduce the price of space is not large.


A central city housing authority chief said, despite the local government frequently ask to develop business to price cuts, but to inventory policy virtually "save" the house price, the price has a modest increase in stability."


In guangxi poly real estate group chairman kuang-ming wu's view, only a few real estate developers would you like to go to stock price way, it is often project loss serious couldn't continue, to solve the problem of cash flow.So the price is not a countermeasure of sustainable development, and is difficult to become a developer of active behavior.


Strongly for the market "price", says Ren Erxiang, chairman of guangxi nanning heyday amalgamated housing, real estate sales cost of gold of land sell one's own things and taxes accounted for a large proportion."Only the local government to reduce the reliance on the 'land finance', more substantial incentives, companies have a price cut space."